Getting Organized

I recently came across Mint.com and I think it's a genius application.

After you've synced your mint.com account with your online bank account, loan account, 401K account, auto finance account, etc. you get a snapshot view of your net worth. can be a little depressing of course but at least you're making that first step to fixing any problems you have with your funds.

I especially like how it lets you know what you're spending too much money on. For example, it can notify you that around $100/month should be allocated towards gas (based on your income, what kind of car you drive and the amount of your car note). And if you go passed that it is sure to let you know.

It's a great budget tool with very little effort involved. Just the way most--if not all of us like it. Enjoy!